Core records#
| Record | Purpose |
|---|---|
| Member | Internal identity, public profile and privacy preferences. |
| Relationship | Mutual approvals, permissions, start date and private nicknames. |
| Transfer intent | Reviewed payment details, context, reference and processing state. |
| Receipt | Finalized provider evidence of a TRY movement. |
| Obligation | Approved principal, schedule, funding link and repayment references. |
| Review | Reason, status, decision and audit timestamps. |
Derived views#
Outstanding principal, Trust and relationship summaries are calculated from approved terms and matching receipts. A normal request stays separate from an obligation.
Local persistence#
The MVP stores state locally, with a native UserDefaults bridge for installation-path changes. Historical fixtures are seeded once and are not replayed into wallet balances. This is not a production account database.