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MVP / design

Overdue Obligations

A missed due date changes attention and access, not ownership.

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Detect overdue principal#

The service compares unpaid installment amounts with their agreed dates using the Turkey calendar day. The outstanding balance remains visible.

Surface the next action#

The borrower can repay, request an extension or flag a record issue. Local reminders identify approaching and overdue installments. No external notification is sent by the current MVP.

Use proportionate restrictions#

The demo may pause new private obligations for a materially overdue balance. It explains the condition and keeps repayment available. Reviewed defaults and manual decisions remain separate from a single late payment.

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