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MVP / design

Payment Providers

Payment adapters execute the approved instruction.

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Responsibilities#

Resolve an eligible destination, prepare a transfer, retrieve its result and map provider status. Cancellation is exposed only where the rail and provider support it.

Current behavior#

The local adapter waits briefly, validates the instruction and either writes a finalized receipt or records failure. Stable references prevent a second mock debit.

Before connecting#

Establish current limits, fees, timing, credentials, callback authenticity and ambiguous-result recovery. A timeout alone cannot establish whether a live payment settled.

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