Inputs#
- Current funds
- Fresh bank TRY and separately identified card liquidity.
- Outflows
- Observed everyday spending, recurring payments and known commitments.
- Private repayments
- Remaining funded borrower installments, once each.
- Inflows
- Expected income inferred from available records.
Outputs#
The engine presents 7-, 14- and 30-day requirements, expected inflows and outflows, a buffer and a projected shortfall or surplus. It checks the cash needed before income arrives, not just the final balance.
Limits#
Expected income is not guaranteed. Private principal transfers are excluded from ordinary spending patterns. Sparse history, stale prices and unavailable providers lower confidence rather than producing false precision.